IRCC Super Visa information
Super Visa & Visitors Insurance
Allianz Global Assistance
A world leader in travel insurance and emergency assistance, operating in 70+ countries with 24/7 multilingual support. The Standard plan automatically includes coverage for stable pre-existing conditions and free telehealth — no medical questionnaire required. A lower-cost Essentials plan is also available for healthy travellers.
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Coverage Details
Super Visa policies run a fixed 365 days from your start date.
Applicants(1 of 2)
Your Trusted Partner
Allianz Global Assistance: International-Standard Super Visa Insurance
Backed by one of the world's largest travel insurance and assistance companies, Allianz brings a 70+ country support network to parents and grandparents visiting Canada. With automatic pre-existing condition coverage, no medical questionnaire, and 24/7 multilingual assistance, Allianz is built for families who want global-standard support close to home.
Why Choose Allianz
Why Choose Allianz for Super Visa Insurance?
100% IRCC Compliant
Allianz's $100,000+ Visitors to Canada plans meet the mandatory Super Visa insurance requirements over the full 365-day policy term.
No Medical Questionnaire Required
Get a quote and coverage without filling out a medical questionnaire — pre-existing condition coverage is automatic if the condition is stable.
Global 70+ Country Assistance Network
24/7 multilingual emergency assistance backed by one of the world's largest travel insurance and assistance companies.
Free Telehealth Access
Included virtual doctor consultations let your parents get medical advice any time, day or night.
Two Plans to Match Your Needs
Choose the Standard plan for full benefits including pre-existing condition coverage, dental, and AD&D, or the lower-cost Essentials plan for healthy travellers who don't need those extras.
Coverage Details
What Allianz Global Assistance Covers
International-standard emergency medical coverage for parents and grandparents visiting Canada, backed by Allianz's global assistance network. See the full Standard vs. Essentials breakdown below.
Emergency Hospitalization
Hospital room, nursing care, surgical suite, and ICU care up to your policy limit
Physician & Surgical Services
Emergency consultations, surgeons, and attending physician fees
Emergency Medical Transport
Urgent ground and air ambulance transport when medically necessary
Prescription Drugs & Diagnostics
Diagnostic testing covered in full; prescription drugs up to $1,000 on Standard, $500 on Essentials
Emergency Dental
Standard plan only: $4,000 for accidental injury, plus up to $500 for sudden dental pain
Medical Repatriation
Transport home for further treatment when medically necessary, pre-approved and arranged by Allianz
Emergency Return Home
Standard plan only: return airfare home for you and one family member, up to $3,000
Out-of-Pocket Expenses
Standard plan only: extra meals and accommodation during a medical delay, $150/day up to $1,500
Telehealth
Free 24/7 virtual doctor consultations for eligible situations, on both plans
Emergency Sickness Coverage
Sudden, unforeseen sickness is covered the same as injury — no exclusion for epidemic-related illness
Worldwide Assistance Network
24/7 multilingual emergency assistance in 70+ countries
| Benefit | Standard | Essentials |
|---|---|---|
| Hospital & Medical | ||
| Hospital Accommodation | Semi-private room, up to sum insured | Semi-private room, up to sum insured |
| Physician & Surgical Care | Covered in full | Covered in full |
| Diagnostics, Lab Tests & X-Rays | Covered in full | Covered in full |
| Local Ambulance | Covered in full | Covered in full |
| Prescription Drugs (30-day supply) | $1,000 | $500 |
| Private Duty Registered Nurse | $10,000 | $5,000 |
| Healthcare Practitioners (chiro, physio, etc.) | $500 per profession | $1,000 combined for all professions |
| Dental Emergency | ||
| Accidental Damage to Teeth | $4,000 | Not included |
| Relief of Dental Pain | $500 | Not included |
| Death & Dismemberment | ||
| Accidental Death & Dismemberment | Up to sum insured | Not included |
| Return of Deceased (transport) | $10,000 | $7,500 |
| Return of Deceased (cremation/burial) | $4,000 | $4,000 |
| Pre-Existing Conditions | ||
| Stable Pre-Existing Conditions | Covered — stable 90 days (under 60) / 180 days (60–89) | Not included under any circumstances |
| Travel & Companion Support | ||
| Emergency Transportation Home (medical necessity) | Covered in full (pre-approved) | Covered in full (pre-approved) |
| Emergency Return Home (you + 1 family member) | $3,000 | Not included |
| Transportation of Family/Friend to Bedside | $3,000 + $1,000 expenses | Not included |
| Out-of-Pocket Expenses (delayed return) | $150/day, max $1,500 | Not included |
Figures are per insured person, per policy, and are based on the official Allianz Global Assistance Visitors to Canada policy wording (Standard, form A068PL-0423; Essentials, form A106PL-0226). Coverage is always subject to your sum insured, deductible, and all policy exclusions.
Plan Options
Deductible & Premium Estimates
Allianz Visitors to Canada plans use a single flat deductible — unlike some competitors, there's no option to buy it down for a lower premium.
| Deductible | Est. Monthly Premium* | Premium Savings | Best For |
|---|---|---|---|
| $500Most Popular | ~$150–$250 | — | The standard deductible on every Allianz Visitors to Canada / Super Visa plan |
* Estimates based on a 65-year-old applicant for a 12-month policy. Actual premiums vary by age, health history, and coverage amount.
Stability Clause
Pre-Existing Condition Coverage
The Standard plan automatically includes coverage for stable pre-existing medical conditions — no medical questionnaire or extra premium required. A condition is stable when there's been no new or changed treatment, no new symptoms, no deteriorating test results, no hospitalization, and no referral to a specialist or pending investigation. The lower-cost Essentials plan does not cover pre-existing conditions under any circumstances, regardless of stability.
Under Age 60 — 90 days stability
Pre-existing conditions must be stable for 90 consecutive days before the policy effective date for applicants under age 60.
Ages 60 – 89 — 180 days stability
For applicants aged 60 to 89, conditions must be stable for 180 consecutive days before the policy effective date.
What counts as "stable"
- No new or worsening symptoms
- No new diagnosis or change in existing diagnosis
- No new prescriptions or change in medication dosage
- No hospitalization or referral to a specialist
- No tests ordered or results outstanding
Important Note
Conditions not meeting the stability requirement are excluded. A licensed advisor can help confirm eligibility before you purchase.
Official Documentation
Policy Wording Documents
Read the full, official Allianz policy wording for the exact terms, limits, and exclusions that apply to your coverage.
Common Questions
Frequently Asked Questions
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