IRCC Super Visa information
IRCC-mandated emergency medical coverage for parents and grandparents. Compare $100K+ plans from Canada's top insurers and get compliant coverage in under 5 minutes.
✓ IRCC-compliant ✓ $100K minimum ✓ 1-year validity
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Super Visa policies run a fixed 365 days from your start date.
IRCC minimum required
Age: 50 years
Updates as you fill the form
Duration
Aug 7 → Aug 6, 2027
Coverage
Applicant
Checklist
Planning to visit or host family in Canada? Get medical insurance coverage designed for visitors and Super Visa applicants, meeting government requirements with plans that protect against unexpected medical expenses.
Whether you're covering one parent for a short visit or two grandparents for a full year, we have a plan built around your family's health profile and budget.
Securing a Super Visa is a major milestone for your family, and navigating insurance shouldn't stand in the way. We partner with Canada's top underwriters to deliver reliable, IRCC-compliant coverage that protects your loved ones and your finances—from instant policy delivery to seamless claims support.
Many buyers treat the IRCC's $100,000 minimum as a simple compliance checkbox — assuming healthcare can't possibly cost more. The numbers below tell a different story.
| Medical Event | Base Facility Cost | Hidden Extra Bills | Why the $100K Minimum Disappears Fast |
|---|---|---|---|
| Emergency Room Visit | $500 – $1,500 per visit |
| An ER visit for severe chest pain can instantly hit $3,000 before a room is even assigned. |
| Regular Hospital Ward Stay | $3,000 – $4,000 per day |
| A basic 5-day stay for pneumonia treatment eats up $20,000+ of your policy limit. |
| Intensive Care Unit (ICU) | $8,500 – $15,000 per day |
| Just 4 days in an ICU can completely wipe out a standard $100,000 policy. |
| Ambulance Transport | $240 – $850 per trip |
| Standard land transfer is low, but critical transfers between hospitals add up quickly. |
| Major Surgery (e.g., Cardiac or Appendectomy) | $8,000 – $15,000 base surgery cost |
| A sudden surgery combined with a 3-day recovery stay easily reaches $35,000 – $50,000. |
* Figures are estimates for uninsured non-residents. Actual costs vary by province and hospital.
Everything you need to protect your visiting family members
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Everything you need to know before buying Super Visa or visitor insurance.
Can't find the answer you're looking for?
1-306-801-4561info@supervisashield.caWhatsApp usMon – Fri, 9am – 6pm ET
Super Visa Insurance is emergency medical coverage required by Immigration, Refugees and Citizenship Canada (IRCC) for parents and grandparents visiting Canada on a Super Visa. The policy must provide a minimum of $100,000 coverage, be valid for at least one year, and be issued by a Canadian insurance company.
IRCC requires a minimum of $100,000. However, given the real cost of Canadian healthcare — a single ICU stay can exceed $10,000 per day — many families opt for $150,000 or $200,000 to avoid out-of-pocket exposure if a serious medical event occurs.
Yes. All plans we offer include a full refund of the premium if the Super Visa application is refused by IRCC, provided no claims have been made. Simply submit the refusal letter to the insurer and the refund is processed promptly.
It depends on the plan and the stability period of the condition. Most insurers offer pre-existing condition coverage if the condition has been stable for a defined period (7, 90, 120, 180, or 365 days) before the departure date. Our calculator lets you filter plans by stability period to find coverage that fits.
Yes — several insurers offer monthly billing at a small administrative fee. This option is available for Super Visa plans (minimum 365 days). Monthly plans are clearly labelled in your quote results so you can compare them against annual payment options.
