IRCC-mandated emergency medical coverage for parents and grandparents. Compare $100K+ plans from Canada's top insurers and get compliant coverage in under 5 minutes.
✓ IRCC-compliant ✓ $100K minimum ✓ 1-year validity
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Whether you're covering one parent for a short visit or two grandparents for a full year, we have a plan built around your family's health profile and budget.

Securing a Super Visa is a major milestone for your family, and navigating insurance shouldn't stand in the way. We partner with Canada's top underwriters to deliver reliable, IRCC-compliant coverage that protects your loved ones and your finances—from instant policy delivery to seamless claims support.
Many buyers treat the IRCC's $100,000 minimum as a simple compliance checkbox — assuming healthcare can't possibly cost more. The numbers below tell a different story.
| Medical Event | Base Facility Cost | Hidden Extra Bills | Why the $100K Minimum Disappears Fast |
|---|---|---|---|
| Emergency Room Visit | $500 – $1,500 per visit |
| An ER visit for severe chest pain can instantly hit $3,000 before a room is even assigned. |
| Regular Hospital Ward Stay | $3,000 – $4,000 per day |
| A basic 5-day stay for pneumonia treatment eats up $20,000+ of your policy limit. |
| Intensive Care Unit (ICU) | $8,500 – $15,000 per day |
| Just 4 days in an ICU can completely wipe out a standard $100,000 policy. |
| Ambulance Transport | $240 – $850 per trip |
| Standard land transfer is low, but critical transfers between hospitals add up quickly. |
| Major Surgery (e.g., Cardiac or Appendectomy) | $8,000 – $15,000 base surgery cost |
| A sudden surgery combined with a 3-day recovery stay easily reaches $35,000 – $50,000. |
* Figures are estimates for uninsured non-residents. Actual costs vary by province and hospital.
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